Retirement Planning Checklist for Self-Employed Professionals
A step-by-step retirement planning checklist for freelancers, contractors, and self-employed professionals in Arizona.
Self-employed professionals face a unique retirement planning challenge: no employer match and variable income.
Checklist
- Choose the right account: Solo 401(k), SEP-IRA, or IRA
- Set a consistent contribution strategy
- Coordinate retirement savings with tax planning
- Build an emergency fund first
- Factor health insurance into retirement projections
- Review your plan annually
Certified Advisors offers CFP financial planning for self-employed professionals in Phoenix.
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