Calculator
Social Security Claiming
Compare monthly benefits and lifetime totals at ages 62, full retirement age, and 70.
Social Security Claiming
Enter your birth year and monthly benefit at full retirement age from your SSA statement. We will estimate benefits at 62 and 70 and compare break-even ages.
Get your official benefit estimates
This tool uses the benefit at full retirement age from your SSA statement. Create a free account to view your personalized estimates.
Full retirement age —
Monthly benefit at 62 —
Monthly benefit at FRA —
Monthly benefit at 70 —
Est. annual withholding (working before FRA) —
Effective monthly benefit (cash flow) —
Total est. withheld before FRA —
Break-even: 62 vs FRA —
Break-even: FRA vs 70 —
Lifetime total if claim at 62 —
Lifetime total if claim at FRA —
Lifetime total if claim at 70 —